The Basics of Baccarat


A staple in high-roller casinos across the world, Baccarat is a game that has long been considered one of the most elegant and sophisticated casino games. While it may seem intimidating to walk up to a table for the first time, it’s actually quite simple to understand once you learn the rules and the strategies that make this game so popular.

In a nutshell, the object of Baccarat is to get closer to nine than the opposite hand. The player’s hand and the banker’s hand are dealt two cards each. When the pips (the dots on a card that represent clubs, diamonds, hearts, and spades) are added up, whichever is closest to 9 wins. If the total goes above 9, the first digit is dropped, so a seven and a six would be scored as three. Face cards count as zero, and aces count as one.

After all players have placed their bets, the dealer reveals one card in the Player box and then another in the Banker’s box. If your bet is on the Banker hand, you win and receive a 1:1 payout. If your bet is on the Player hand, you’ll have to pay a 5% commission to the house.

There’s also the option to bet on a Tie, which pays out even money regardless of who wins. However, this bet is notoriously difficult to win. You’ll need to have a deep pool of both mass and VIP play to make high-limit Baccarat profitable, so it’s not suited to smaller operators without the budget to support it.

If the Banker and Player hands have the same points, it’s a tie. The bets to the Banker and the Player are returned, but bets on the Tie are paid out.

While baccarat isn’t the most popular casino game in America, it can still be exciting and a lot of fun. The key is to be prepared with a large enough bankroll and to know your strategy before you head to the table. Don’t forget, though, that baccarat is a game of chance, so be sure to quit while you’re ahead and never gamble with more money than you can afford to lose. The longer you play, the more likely it is that you’ll end up losing your entire bankroll.